I feel like one of the greatest joys of gaining more prosperity in life is being able to give back to others. I actually believe that charitable giving  is the key to prosperity. The Universe abhors a vacuum, so the more you give the more you receive. I have seen this come to fruition time and time again in my life.
When picking a charity, I really wanted to find something that I thought would resonate with me and my clientele. I eventually settled upon Kiva. This is not a traditional charity where you just give money for a cause, but actually a micro-loan lending company. Although, we treat all the money we add to the fund as adonation and never remove the funds from our account. We continue to use the money to make new loans. We also donate money to Kiva for operation costs.

When I started Tirtha I needed to take out a personal loan from our Yogaville Credit Union to buy some key equipment like the treatment bed and wax warmers. I was lucky that they believed in me and trusted me even though I didn’t have much credit or income at the time. So, it means a lot to me to provide the same opportunity for others who are trying to build up their business. I also love the empowerment that Kiva gives to the recipients. It was such an amazing feeling when I finally paid off that loan. It was totally elating to know that I had built something that was all mine and successful enough to pay off the start-up loan. I want to provide that for other salon and spa owners around the world.

Because of the revolving nature of the Kiva loans, I will continue to post profiles of who we are currently helping. I say we, because although the money is being donated by me, it is only through your continued support that we are able to reach out and help others.

Current Loan Recipients: 


Katerine is just 21 years old and lives in the municipality of Medellin. At her young age, this woman already owns a beauty salon that she started three years ago after taking some classes and because she always wanted to have her own business and to be an independent woman.

She dreams of buying a house where she can live with her family and she also would like to have her own business place so her beauty salon could be in a better location. She would like to increase her profits, so she’s asking for a loan to buy supplies like shampoo, beauty products and other things.

For more information use this link: https://www.kiva.org/lend/1210032


Abeer is also from Palestine. She hasn’t started paying back her loan yet.

Abeer is 22 years old. She is from Ramallah City in the West Bank. She is a married women who lives with her husband. Her husband works as a construction worker. He earns a very low income that is not enough to provide for basic needs. Abeer is trying hard to provide her family with all the things that they need.

In her home, Abeer recently opened a beauty salon for hair, makeup, and nail care. Once she felt that she had enough good experience in her work, she decided to improve her beauty salon. She took a U.S. dollar loan from Palestine for Credit and Development (FATEN) to buy creams, makeup, and the tools needed for the beauty salon. She is very grateful for your help.

For more information use this link:  https://www.kiva.org/lend/1178662

Tuzamurane Kicukiro Group:

This is actually a collective of people from Rwanda. This is also a new loan and they haven’t started payback yet. I just adore the names of everyone e in this group!

Marie Rose is 32 years old and is married with children. Due to her experience and background, Marie Rose was nominated as the group leader for Tuzamurane Kicukiro Group. Marie Rose is the person in the photo with the raised hand. Marie Rose has owned and operated a corner market for the past 13 years. Like many of those in the group, her business is well-organized and requires that she work from 6am to 10pm every day. Despite the long days, Marie Rose is determined to operate a successful business in order to provide a better life for her children. Marie Rose has requested a loan from Kiva through VisionFund Rwanda Company in order to buy more equipment to be used in her salon business such as hair driers, hair conditioner, hair food, etc. From this loan, she will be able to reinvest in her business, pay school fees for her children, and save for her future as well.

In this group: Yankurije, Evariste, Marie Rose, Tharcille, Wilson, Ruth, Jean Claude, Pierre, Jean, Daniel, Solange, Devotha, Aline, Jean Claude, Epiphanie, Alphonsine 

For more information on this group use this link: https://www.kiva.org/lend/1180372


Laila owns a beauty salon in Palestine. Her loan is 95% paid back. Laila is 35 years old, married, and lives with her husband and three children. She started her beauty salon business in 2012 and she was working at another salon as an employee,. This business helped the family’s income because her husband’s work at a public institution resulted in a low salary.

Laila asked Ryada for this loan to buy a hair dryer and makeup tools for her salon. This will help her to improve her job, which will enable her to improve her financial situation. She is the only one who takes care of the family.

For more information use this link: https://www.kiva.org/lend/653255

Past Loans:

For more information on salons we have supported in the past click the link.

Edith: https://www.kiva.org/lend/479686

Gladys: https://www.kiva.org/lend/407460

Hanadi: https://www.kiva.org/lend/281682

Calixta: https://www.kiva.org/lend/174143